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Introduction

Overview​

The eTranzact Pan-African Payment and Settlement System (ePAPSS) Integration Platform provides a secure gateway through which participating banks and financial institutions can access PAPSS services for cross-border payment processing across Africa

The platform enables partner institutions to:

  • Validate beneficiary accounts before payment initiation.
  • Retrieve participating countries and banks on the PAPSS network.
  • Obtain foreign exchange conversion rates.
  • Initiate cross-border payments
  • Query transaction status
  • Receive real-time transaction updates via webhooks
  • Monitor account balances.

All services are exposed through secure RESTful APIs and protected using industry-standard security controls including Mutual TLS (mTLS), request signing, timestamp validation, idempotency protection, and IP whitelisting

Environment Information​

Base URL​

Sandbox Environment https://epapss-dev.etranzactng.com/epapss-mms

Production Environment Production URL will be provided during onboarding.

Connectivity Requirements​

  • Provide public IP addresses for whitelisting.
  • Obtain and install the eTranzact server certificate.
  • Configure Mutual TLS (mTLS).
  • Use the issued Subscription Key for all API requests.
  • Implement HMAC-SHA256 request signing
  • Support webhook notification endpoints.
  • Implement idempotency controls for transaction requests.