Introduction

Overview

The DRS solution provides a standalone, publicly documented API that allows approved loan providers to retrieve verified salary payment history of loan seekers within the eTranzact ecosystem.

Authentication

Description: This Endpoint is to retrieve token to be passed for future calls. 

baseUrl: https://demo.etranzact.com/drs-demo

merchant_Id: 20191103155772

Sample Request

Request Parameters

POST {baseUrl}/api/v1/auth/token

curl -X POST '{baseUrl}/api/v1/auth/token'
  -H "x-Merchant-Id: your_merchant_id"
  -H "Content-Type: application/json"
  -d '{
       "username":"merchant@malinator.com",
       "password":"t3%tNyGGqQzOwBQc"
  }
'

Sample Response

Sample Success Response

POST {baseUrl}/api/v1/auth/token

{
  "responseStatus": "SUCCESS",
  "responseMessage": "Authentication successful for merchant@acme.com",
  "responseCode": "00",
  "traceId": "f2346f98-1314-49c0-bccb-2787d25dc66a",
  "data": {
    "accessToken": "eyJraWQiOiJkcnMtc2lnbmluZy1rZXktMDAxIiwiYWxnIjoiUlMyNTYifQ.eyJpbXUiOnRydWUsInN1YiI6Im1lcmNoYW50QGFjbWUuY29tIiwiYXVkIjoiZHJzLWNsaWVudCIsInVpZCI6NCwibmJmIjoxNzc5MDk4MDMwLCJzY29wZSI6WyJyZWFkIiwid3JpdGUiXSwiaXNzIjoiaHR0cDovLzE3Mi4xNy4xMC43OTo4MDk4IiwibWlkIjoyMDE5MTEwMzE1NTc3MiwiZXhwIjoxNzc5MDk5ODMwLCJpYXQiOjE3NzkwOTgwMzAsImp0aSI6ImQ1Y2Y3OTExLTFmZjgtNDJhZi1iMTIzLWQ5ZWEzZDFlODc4ZCIsImF1dGhvcml0aWVzIjpbIlJPTEVfTUVSQ0hBTlQiLCJGQUNUT1JfUEFTU1dPUkQiXX0.g2UwqugZlEp8tO2LDso_vLy8JFtJBxZZLUbk6LJj75aPltWpxAX7d_y9Oq1btNb2NNuuieuT6O9oVUM3CxHIASDuLfE8RnZobAt2s2fAtjKvHCg5l-FIedMta0tSK-zOMN6m2uNYAqJqBFdmV6tB8B_1KVG88iz2dR8h-5USGK6o9jzMt9fMy1ITeu_MLoujQd7o8lzxVB9pMDHj0KKki8FnJ7sXuUT9ww16o9wXlGKdz1vVg7MVP0AWsCLw1rBpiJqxWQOlLbkuBQ8HMzFZyP505964rhM7yaT6XyibAec6gL71AsttZN5DxLacdtKyzJZOfvAP-jubkrzOK86GkQ",
    "expiresIn": 1799,
    "tokenType": "Bearer"
  },
  "timestamp": "2026-05-18 10:53:50"
}