Appendices
PROCESSING CODE LIST
| Processing Code | Description |
|---|---|
| 310000 | Balance Enquiry |
| 300000 | Funds Transfer |
| 400000 | Transaction Reversal |
TRANSACTION SUB-TYPES
| Sub-Type | Description |
|---|---|
| INTRA | Intra-bank transfer |
| INTER | Inter-bank transfer |
| BULK | Bulk/Batch transfer |
| REV | Reversal transaction |
| DDM | Direct Debit Mandate |
RESPONSE CODES
| Code | Description |
|---|---|
| 00 | Approved / Successful |
| 01 | Refer to issuer |
| 03 | Invalid merchant |
| 05 | Do not honor |
| 12 | Invalid transaction |
| 13 | Invalid amount |
| 14 | Invalid account |
| 30 | Format error |
| 51 | Insufficient funds |
| 54 | Expired account |
| 57 | Transaction not permitted |
| 61 | Exceeds withdrawal limit |
| 68 | Response received too late |
| 91 | Issuer unavailable |
| 94 | Duplicate transaction |
| 96 | System malfunction |
| 97 | Timeout |
| 98 | Reversal not permitted |